Higher education pays, literally. The more education you have, the more money you are likely to earn during your lifetime. Of course there will always be exceptions, but as a general rule research has shown that the correlation between higher education and lifetime income holds true. The following table demonstrates this. In my research I found several such tables, but just to be conservative, I chose this one, which lists lower levels of extra earnings compared to most of the others. So, in your mind, you can add “at least” to the “Addl Income” column.
This table also demonstrates another important general fact. The more people earn, the more taxes they pay. Thus, higher education benefits the government, and therefore ALL of us.
This table is based on a 40 year career. There is another subtle fact to consider here: the earlier in life you complete your education, the more you will earn, since your “working years” will last longer. If you were to complete a Ph.D. by age 24 or 25, you would probably have a 40 year career during which you will earn money. On the other hand, if you complete a Bachelor’s degree at age 35, you will probably have only about 30 years in which to earn money before you retire.
Lifetime (40 yr working)
HS graduate 30,800 6,500 n/a n/a
AA degree 37,600 8,400 272,000 76,000
BA/BS degree 49,900 11,800 764,000 212,000
Master’s Degree 59,500 14,500 1,148,000 320,000
Doctorate 79,400 20,300 1,944,000 552,000
(based on data from: “Education Pays,” College Board, 2004):
Financial Advantages of Beginning Your Higher Education at a Community College
If you begin your higher education at a community college, you can probably save enough money over the cost of the first two years of a four year college or university that you can transfer to such an institution in your junior year and pay for all of your expenses from the money you saved in your first two years. The following table summarizes this fact:
Total Savings in
Dorm Tuition First Two Years
College Costs Cost/Year Tuit Only Rm/Bd* Total
Columbia 9,937 37,223 66,934 12,674 79,608
N.Y.U. 12,200 35,290 63,068 17,200 80,268
Fordham 12,300 32,720 53,920 17,400 71,320
Adelphi 9,900 27,900 48,288 12,600 60,888
L.I.U. 9,512 25,750 43,988 11,824 55,812
Dowling 10,200 20,820 34,128 13,200 47,328
St. Joseph’s (no dorms) 14,000 20,488 N/A 20,488
SUNY S.B. 8,734 5,760 4,008 10,268 14,276
SCCC 3,756** (base)
*Assumes 3,600/yr costs to live at home
**None of the tuition costs listed include fees, which vary greatly and can be quite substantial
Source of data: various College and University web sites
Costs not including scholarships, tuition assistance, military credit, subsidized loans, etc.
Costs estimated in Fall, 2009
For more details about Suffolk County Community College, go online to:
Follow the link below to read about a real person who describes how he benefitted from the opportunities of a community college education:
What is the difference between an education at a public institution and one at an Ivy League school? William Deresiewicz, who has graduated from and taught in Ivy League universities, offers some unsettling ideas about the connection between education and social class. This is a lengthy essay, but well worth reading.
1. Quality Education
2. Low Tuition
3. Small Classes
4. Excellent Faculty
5. Wide Range of Programs
6. Three Convenient Locations in Suffolk County
7. Flexible Scheduling
9. Honors Program
10. Student Life
SCCC was founded in 1959 and first held classes at what is now its Ammerman Campus in Selden.
As of Fall, 2009, SCCC had over 24,500 students enrolled, the highest college enrollment in NYS.
Slightly less than 50% of SCCC’s students attend part time.
More than 25% of SCCC’s students are over age 25. Fifty-six percent of its students are females.
SCCC has no dormitories on any of its three campuses.
SCCC awards three academic degrees (A.S., A.A.S., A.A.) and over 65 certificate and licensing programs.
SCCC hosts the Suffolk County Police Academy on its Grant Campus in Brentwood.
Each of SCCC’s three main campuses offer off-site educational opportunities at local high schools, libraries and worksites. SCCC has offered lunch-time courses for County employees at County facilities.
SCCC offers pure online courses as well as “hybrid” (or “blended”) courses. Recently the college became 100% wi-fi
equipped and expects soon to expand its ability to use the internet in the classroom.
The student to teacher ratio at SCCC is approximately 19 to 1.
SCCC also offers a wide range of services to its students, including career counseling, job placement, special services, day care, financial aid, and many others.
SCCC is accredited by several academic accreditation organizations, including the Middle States Association. It’s credits are widely accepted amongst colleges and universities.
Students report attending SCCC for the following reasons:
-In order to qualify to transition to a 4 year university.
-In order to save money on tuition during their first two year’s of college.
-In order to attend college close to home.
-To earn certification in order to gain a skill to be qualified for a specific job.
-To take specific courses to improve current job skills.
-To prepare for a new/different career.
-As adults to return to college or to earn a degree part-time over a period of time.
-To take continuing Education (usually non-credit) courses in order to qualify for certain
professional licensing or just for fun.
Suffolk County Community College's Mission
The mission of Suffolk County Community College is to “promote intellectual discovery, physical development, social and ethical awareness, and economic opportunities for all through an education that transforms lives, builds communities, and improves society.”
SCCC is committed to “universal access to higher education.” Its general admission policy is “open enrollment.” Part time students usually require only a high school education. Full-time, matriculated students are usually required to have a high school average of 75 or better. Some programs, such as nursing, accounting and some science programs, require higher grades and/or specific prior academic accomplishments.